Disability Insurance
Income protection when a disability keeps you from working—so your paycheck does not stop when life does.
How does disability insurance work?
In the event that you become disabled, a disability insurance policy would pay you monthly payments to help you pay your bills. This kind of insurance can be purchased as either a stand-alone policy, or as an add-on to your life insurance policy.
Why do I need disability insurance?
To ensure that you and your family will be financially secure in the event that you become disabled and unable to work.
What are the advantages of disability insurance?
A disability insurance policy helps ensure that you and your family can continue to pay your bills in the event that you become disabled. This kind of insurance will also help you avoid the issues and inefficiencies that can come up if you rely solely on Social Security Disability.
Can I afford disability insurance?
Most likely. Disability insurance policies are unbelievably affordable. There are also many variables you can adjust to make sure the policy fits your specific needs and budget.
Do I qualify for disability insurance?
With no physical exam typically being required, your coverage will simply be based on your health, lifestyle, occupation, and income.
When should I buy disability insurance?
It is impossible to predict when you will need disability insurance, so the sooner the better.
Ready to get covered?
Talk to Colton about Disability Insurance. One conversation, no obligation.
Ready to protect what matters most?
Request a free quote. Colton will follow up personally—never a call center.