Privacy

This page is a practical website privacy-policy draft for visitors. It is not legal advice and does not certify compliance with any particular law. You should have counsel review it before relying on it for regulatory or contractual purposes.

PRIVACY NOTICE

Last updated September 10, 2026

This privacy notice for Mims Financial Services, LLC and James Colton Mims (doing business as Mims Financial Services) ("Company," "we," "us," or "our"), describes how and why we might collect, store, use, and/or share ("process") your information when you use our services ("Services"), such as when you:

• Visit our website at https://www.mimsfinancialagency.com, or any website of ours that links to this privacy notice
• Submit a contact form, quote request, or careers inquiry on our website
• Call, text, or email us about insurance products or agency opportunities
• Use an external online term life quote tool we link to from our website
• Engage with us in other related ways, including sales, marketing, or events

Questions or concerns? Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at colton@mimsfinancialagency.com or (229) 938-0686.

SUMMARY OF KEY POINTS

This summary highlights key points from our privacy notice. Use the table of contents below for full detail, or jump here to the table of contents.

TABLE OF CONTENTS

1. 1. WHAT INFORMATION DO WE COLLECT?
2. 2. HOW DO WE PROCESS YOUR INFORMATION?
3. 3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
4. 4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
5. 5. HOW DO WE HANDLE THIRD-PARTY QUOTE AND PARTNER TOOLS?
6. 6. HOW LONG DO WE KEEP YOUR INFORMATION?
7. 7. HOW DO WE KEEP YOUR INFORMATION SAFE?
8. 8. DO WE COLLECT INFORMATION FROM MINORS?
9. 9. WHAT ARE YOUR PRIVACY RIGHTS?
10. 10. CONTROLS FOR DO-NOT-TRACK FEATURES
11. 11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
12. 12. DO WE MAKE UPDATES TO THIS NOTICE?
13. 13. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
14. 14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short: We collect personal information that you provide to us.

We collect personal information that you voluntarily provide when you express interest in our products or Services, submit a contact or quote form, inquire about careers, call or email us, or otherwise contact us.

Personal Information Provided by You. Depending on how you interact with us, the personal information we collect may include:

• names
• phone numbers
• email addresses
• mailing or residential addresses
• state of residence or licensed-state interest
• coverage interests (for example, term life, mortgage protection, final expense)
• message content and preferred contact method from forms
• career or recruiting interest details, if you inquire about joining the agency

Sensitive Information. We do not intentionally collect sensitive personal information through this marketing website. If you later complete an insurance application, carriers may collect health, financial, or other sensitive data under their own notices and authorizations.

All personal information that you provide to us should be true, complete, and accurate. Please notify us of any changes.

Information automatically collected

In Short: Some information—such as your Internet Protocol (IP) address and/or browser and device characteristics—may be collected automatically when you visit our Services.

We may automatically collect certain technical information when you visit, use, or navigate the Services. This information does not always reveal your specific identity but may include device and usage data such as IP address, browser type, operating system, referring URLs, pages viewed, and approximate location derived from IP address. This information helps us maintain security, operate the site, and understand basic traffic patterns.

Like many businesses, we may also collect information through cookies and similar technologies.

The information we collect may include:

• Device Data. Information about the computer, phone, or tablet you use to access the Services, such as IP address, browser type, hardware model, operating system, and similar configuration data.
• Location Data. Approximate location based on IP address. We do not require precise GPS location to use this website. You can limit location sharing through your device or browser settings.

Information collected from other sources

In Short: We may collect limited data from public databases, marketing partners, carrier or IMO partners, and other outside sources.

To respond to your requests and keep records accurate, we may obtain information from sources such as public databases, joint marketing partners, affiliate or recruiting programs, data providers, social platforms (if you interact with us there), Symmetry Financial Group, insurance carriers, and third-party quote platforms. This may include contact details and limited profile or intent data related to insurance interest.

If you use the external Banner Life / Quility term life quote tool linked from our site, that provider may collect information directly under its own privacy practices. Information may be shared with us or our partners so we can follow up on your quote interest, subject to that tool's terms and applicable law.

2. HOW DO WE PROCESS YOUR INFORMATION?

In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

• To deliver and facilitate delivery of services. Including answering quote requests, explaining product options, and coordinating applications with carriers.
• To respond to user inquiries and offer support. Including contact-form submissions, phone and email outreach, and careers questions.
• To send administrative information. Such as follow-ups on your request, appointment details, policy-related communications you request, and updates to our notices.
• To facilitate online term life quotes. When you choose our external quote tool link, information you enter there may be processed by that provider and shared with us or our partners so we can assist you.
• To send marketing and promotional communications where permitted, consistent with your preferences. You can opt out as described in WHAT ARE YOUR PRIVACY RIGHTS?
• To evaluate and improve our Services, marketing, and experience. Including understanding which pages and offers are useful to visitors.
• To comply with our legal obligations. Including licensing, recordkeeping, fraud prevention, and responding to lawful requests.

3. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

In Short: We may share information in specific situations described in this section and/or with the following third parties.

We may need to share your personal information in the following situations:

• Insurance carriers and product partners. To shop coverage, submit applications, and service policies you request.
• Symmetry Financial Group and related distribution partners. As needed for contracting, case support, technology, and marketing programs associated with our agency relationship.
• Third-party quote and application platforms. Including online term life quote tools (such as Banner Life / Quility tools we link to) when you choose to use them. Those platforms process data under their own privacy policies.
• Service providers. Website hosting, form delivery, email, analytics, communications, and IT vendors who process data on our behalf.
• Business Transfers. In connection with a merger, sale of assets, financing, or acquisition of all or a portion of our business.
• Legal and safety. When required by law, regulation, legal process, or to protect rights, property, or safety.
• Business Partners. With partners who help us offer products, services, or promotions you request.

4. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

In Short: We may use cookies and other tracking technologies to collect and store your information.

We may use cookies and similar technologies (such as pixels or local storage) to operate the site, remember preferences, measure traffic, and improve performance. You can usually control cookies through your browser settings. Blocking cookies may affect some site features. Third-party tools we link to (including quote platforms) may set their own cookies subject to their policies.

5. HOW DO WE HANDLE THIRD-PARTY QUOTE AND PARTNER TOOLS?

In Short: If you use an external quote tool or partner site linked from our Services, that provider may collect information about you under its own privacy notice.

Our website may include links to third-party experiences—most notably an online Banner Life term life quote tool hosted by a partner platform—and career or agency sites such as mimsinsurancesolutions.com. We do not control those sites. When you leave our website, their privacy practices apply. We encourage you to review their notices before submitting personal information.

We do not offer social media account registration or social login on this website. If you contact us through a social network, that platform's settings and policies govern what we can see.

6. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

We retain personal information only as long as needed for the purposes described here—such as responding to your inquiry, servicing a relationship, or meeting insurance, tax, accounting, or other legal requirements—unless a longer period is required or permitted by law. When we no longer have a legitimate need to process your personal information, we will delete or anonymize it, or securely isolate it until deletion is possible (for example, if it remains in backups).

7. HOW DO WE KEEP YOUR INFORMATION SAFE?

In Short: We aim to protect your personal information through organizational and technical security measures.

We implement appropriate and reasonable technical and organizational measures designed to protect personal information we process. However, no electronic transmission over the Internet or information storage technology can be guaranteed 100% secure. We cannot promise that unauthorized third parties will never defeat our security. Transmission of personal information to and from our Services is at your own risk. Use the Services in a secure environment when possible.

8. DO WE COLLECT INFORMATION FROM MINORS?

In Short: We do not knowingly collect data from or market to children under 18 years of age.

Our Services are directed to adults. By using the Services, you represent that you are at least 18, or that you are the parent or guardian of a minor and consent to that minor's use where applicable. If we learn we collected personal information from a child under 18, we will take reasonable steps to delete it. If you believe we may have collected such data, contact us at colton@mimsfinancialagency.com.

9. WHAT ARE YOUR PRIVACY RIGHTS?

In Short: You may request to review, correct, or delete certain personal information we hold about you.

Depending on where you live, applicable privacy law may give you rights regarding your personal information, such as access, correction, deletion, or restriction of processing. If you are in the EEA, UK, or Switzerland, you may also have the right to complain to your local data protection authority.

Withdrawing your consent: Where we rely on consent, you may withdraw it at any time by contacting us using the details in HOW CAN YOU CONTACT US ABOUT THIS NOTICE? Withdrawal does not affect processing already performed, or processing based on other lawful grounds.

Opting out of marketing communications: You can unsubscribe from marketing emails via the unsubscribe link (when provided) or by emailing us. You may reply STOP to marketing texts if we send them. We may still send non-marketing messages related to your requests or an existing relationship.

Cookies: Most browsers accept cookies by default. You can set your browser to refuse or delete cookies; some features may not work as intended. Interest-based ad opt-outs are available at http://www.aboutads.info/choices/.

Questions about your privacy rights? Email colton@mimsfinancialagency.com.

10. CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers and some mobile operating systems include a Do-Not-Track ("DNT") setting. There is no uniform standard for recognizing DNT signals. We do not currently respond to DNT browser signals. If a standard is adopted that we must follow, we will update this notice.

11. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

In Short: Yes. If you are a California resident, you may have specific rights regarding access to your personal information.

California Civil Code Section 1798.83 ("Shine the Light") permits California residents to request certain information about personal information disclosed to third parties for direct marketing purposes in the preceding calendar year. To make a request, contact us in writing using the details below.

If you are under 18, reside in California, and have posted content on a service we control, you may request removal of that content by contacting us. We will take reasonable steps to remove it from public view, though copies may remain in backups or caches.

CCPA / CPRA-style notice (summary)

If you are a California "resident" as defined under California law, you may have rights to know, delete, correct, and opt out of certain sharing of personal information, and to non-discrimination for exercising those rights. We do not sell personal information for money. We also do not knowingly sell or share the personal information of consumers under 16 years of age.

What categories of personal information do we collect? In the past twelve (12) months, depending on how you interact with us, we may have collected:

We use and retain collected personal information as needed to provide the Services, respond to your requests, maintain business records, and meet legal obligations. Retention periods vary by record type and legal requirements.

We may disclose personal information to service providers under contract, insurance carriers, Symmetry Financial Group, and quote-tool providers as described in this notice. To exercise California privacy rights, email colton@mimsfinancialagency.com or call (229) 938-0686. We may need to verify your identity before fulfilling a request. Authorized agents must provide proof of authority.

12. DO WE MAKE UPDATES TO THIS NOTICE?

In Short: Yes, we will update this notice as necessary to stay current with our practices and relevant laws.

We may update this privacy notice from time to time. The updated version will show a revised "Last updated" date and is effective when posted. If we make material changes, we may post a prominent notice on the site or contact you directly when appropriate. Please review this notice periodically.

13. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or comments about this notice, contact us at:

14. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

Based on applicable law where you live, you may have the right to request access to the personal information we collect from you, correct it, or delete it (subject to legal exceptions). To make a request, email colton@mimsfinancialagency.com with the subject line "Privacy Request," or call (229) 938-0686. Please include enough detail for us to locate your information and verify your identity. We will respond in accordance with applicable law.

This notice is provided for transparency about our website and agency practices. It is a draft for general informational use and should be reviewed by qualified counsel for your specific legal needs.